Terms of Service

1. Acceptance of Terms

By accessing or using the Velanthor website ("Site"), you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you should discontinue use of the Site immediately.

2. Nature of Information Provided

Velanthor publishes general information relating to systematic portfolio management approaches and related topics. Nothing on this Site constitutes personalised financial, investment, tax, or legal advice. Any content, examples, or illustrations presented are for educational purposes only and should not be relied upon as a recommendation to buy, sell, or hold any particular investment.

Investment value can fall as well as rise, and past performance is not a reliable indicator of future results. You should seek advice from a qualified, independent financial adviser before making any investment decisions.

3. Eligibility and Use of the Site

You agree to use the Site only for lawful purposes and in a manner consistent with these Terms. You must not:

• 1
  Attempt to gain unauthorised access to any part of the Site, its systems, or related networks.
• 2
  Use automated means (bots, scrapers, or similar tools) to extract content without prior written consent.
• 3
  Transmit any material that is unlawful, harmful, or infringes the rights of others.
• 4
  Misrepresent your identity or affiliation when communicating with us through the Site.

4. Intellectual Property

Unless otherwise indicated, all content on this Site — including text, graphics, logos, layout, and design — is the property of Velanthor or its licensors and is protected by applicable intellectual property laws. You may view and print content for personal, non-commercial use only. No part of the Site may be reproduced, distributed, or republished without prior written permission.

5. No Guarantee of Outcomes

While we aim to present information that is clear and well-organised, Velanthor makes no representation or warranty, express or implied, regarding the accuracy, completeness, or timeliness of any content on the Site. Any decisions made based on information found here are made at your own discretion and risk.

6. Third-Party Links

The Site may contain links to third-party websites or resources. These links are provided for convenience only, and Velanthor does not endorse or assume responsibility for the content, products, or practices of any linked third party. Accessing such links is done at your own risk.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Velanthor, its affiliates, officers, and representatives shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Site, including but not limited to loss of profits, data, or investment value.

8. Indemnification

You agree to indemnify and hold Velanthor harmless from any claims, losses, liabilities, or expenses (including reasonable legal fees) arising from your misuse of the Site or your violation of these Terms.

9. Changes to the Service

We reserve the right to modify, suspend, or discontinue any part of the Site at any time, with or without notice. We will not be liable to you or any third party for any such modification, suspension, or discontinuation.

10. Changes to These Terms

We may revise these Terms from time to time to reflect changes in our practices or for legal, regulatory, or operational reasons. Any updates will be posted on this page with a revised effective date. Continued use of the Site following any changes constitutes your acceptance of the revised Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Velanthor operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

13. Contact

If you have questions about these Terms, please get in touch through the contact details provided on our Contact page.

Last updated: this placeholder draft should be dated and reviewed whenever substantive changes are made to the Site or its services.